Key takeaways
A lot of patients feel ready for lip filler after their consultation, then pause when they think about paying for everything at once. That is normal. Cosmetic treatments can be planned, but they still need to fit real life, real bills, and a real monthly budget.
That is why InjectCo offers two payment plan options: CareCredit and Cherry. Both can help you split your treatment cost into monthly payments instead of paying the full amount upfront.
The main difference is how each option handles credit checks, interest, approval, and repayment. Some patients like CareCredit because it works like a healthcare credit card. Others prefer Cherry because the application is fast and uses a soft credit check.
Both options are available at InjectCo’s 9 Texas locations, including Fort Worth, Plano, Dallas, Colleyville, Argyle, Cleburne, Waxahachie, The Woodlands, and Austin.
InjectCo accepts two patient financing options for lip filler and most other med spa treatments: CareCredit and Cherry. Both let you split your treatment cost into monthly payments. Neither requires you to pay the full amount upfront. The main differences are in how they calculate interest, how fast they approve you, and how they handle credit checks.
Both options are available at all 9 InjectCo locations across Texas, including Fort Worth, Plano, Dallas, Colleyville, Argyle, Cleburne, Waxahachie, The Woodlands, and Austin.
CareCredit is a healthcare credit card accepted at thousands of providers nationwide, including InjectCo. You apply once, get approved for a credit line, and use that line for any qualifying medical or aesthetic treatment.
CareCredit offers promotional financing periods of 6, 12, 18, or 24 months depending on the amount charged. During the promotional period, you pay no interest as long as you pay the full balance before the period ends. If you carry a balance past the end date, the deferred interest gets added back at the standard APR, which currently runs between 26.99% and 29.99%.
For a typical lip filler appointment at InjectCo, which ranges from $650 to $950, the 6-month or 12-month promotional period covers most patients comfortably.
Best for: Patients with good to excellent credit who can reliably pay off the balance within the promotional window.
You can apply at carecredit.com before your appointment or at the front desk during check-in. Approval is typically instant. Once approved, your card works immediately.
One thing worth knowing: CareCredit does run a hard credit inquiry at the time of application, which may cause a small, temporary dip in your credit score. For most patients this is not a concern, but it is worth knowing before you apply.
Cherry is a newer patient financing platform built specifically for aesthetic and wellness providers. It runs a soft credit check (no hard pull), approves applicants in under 60 seconds, and works for patients with a wider range of credit profiles than traditional healthcare credit cards.
Cherry offers payment plans from 3 to 24 months. Unlike CareCredit, Cherry does not use a deferred interest structure. Instead, it charges a fixed rate that is set at approval. That rate varies based on your credit profile, but there are no surprise charges if you do not pay the balance off early.
Best for: Patients who want faster approval, prefer a soft credit check, or have a credit profile that makes traditional healthcare cards harder to get.
You can apply at withcherry.com or via a link InjectCo can text you before your appointment. Most patients are approved in under a minute. The plan activates at checkout.
Ready to book your lip filler consult at InjectCo?
Book my lip filler consult at InjectCo
Or text us to ask about financing before your visit.
Here is how the two options compare on the factors that most patients care about:
| Factor | CareCredit | Cherry |
| Credit check type | Hard pull | Soft pull only |
| Approval speed | Instant (online/in-office) | Under 60 seconds |
| Promotional periods | 6, 12, 18, 24 months | 3 to 24 months |
| Interest structure | Deferred interest (0% if paid in promo window) | Fixed rate set at approval |
| Best credit profile | Good to excellent (670+) | Wider range accepted |
| Where to apply | carecredit.com or InjectCo front desk | withcherry.com or link from InjectCo |
| Available at InjectCo | Yes, all 9 Texas locations | Yes, all 9 Texas locations |
Lip filler at InjectCo typically costs between $650 and $950 per session, depending on the type of filler used (Juvederm, Restylane, or Versa), the number of syringes, and the technique. Our nurse injectors cover the full cost breakdown during your consultation. You can also see a breakdown on our lip filler service page.
At the lower end of the range, most patients are looking at monthly payments of under $60 on a 12-month plan. That is roughly what a monthly skincare subscription costs. For patients who come in for top-offs every 9 to 12 months, financing often makes the most sense since it keeps the cost predictable rather than a lump sum once a year.
If you are in the Dallas area, you can also visit our lip fillers Dallas TX page for location-specific details.
At InjectCo, we handle financing the same way we handle everything else: no pressure, clear information, and your comfort first. You can apply for CareCredit or Cherry before you come in so the financing side is already settled when you arrive. Or you can apply at the front desk during check-in. Either way, it takes less than 5 minutes.
Once your plan is active, your appointment proceeds like any other. Our nurse injectors do not know or care which payment plan you chose. The consultation and treatment are identical regardless.
We also accept both options for follow-up appointments and additional treatments at any of our 9 Texas locations. If you are a patient at our Fort Worth clinic and want to add on a chemical peel or Kybella in Fort Worth TX at a later visit, the same financing plan covers it.
To schedule your free consultation, visit our services page or text the nearest InjectCo location.
Yes. InjectCo accepts CareCredit at all 9 Texas locations for lip filler and other aesthetic treatments. You can apply online before your appointment or at the front desk during check-in. Approval is typically instant.
CareCredit works like a credit card with a healthcare-specific credit line. As long as your approved limit covers the treatment cost, it pays the full amount. Most lip filler appointments at InjectCo range from $650 to $950, which is within the approval range for most applicants.
No. Cherry uses a soft credit pull, which does not affect your credit score. This is one of the main reasons patients choose Cherry over CareCredit, particularly if they have a loan or mortgage application in process.
If you carry a remaining balance after the promotional window closes, the deferred interest that accumulated during the promo period is added back to your balance at once. The standard APR is between 26.99% and 29.99%. Setting up autopay for the minimum payment is not enough to avoid this. You need to pay the full original balance within the promo period to avoid the deferred interest charge.
Yes. Both financing options work for most treatments at InjectCo, including Botox, dermal fillers, weight loss programs, laser hair removal, and penile enhancement. The same plan you set up for your lip filler appointment can be used for future visits.
For CareCredit, apply at carecredit.com. For Cherry, ask InjectCo to send you an application link by text before your visit, or apply at withcherry.com. Both can be completed in under 5 minutes from your phone.
Cherry requires a minimum transaction of $200. CareCredit does not have a stated minimum at the provider level, though promotional terms typically apply to purchases of $200 or more. Most lip filler appointments at InjectCo exceed this threshold.
Lip filler payment plans in Texas make it easier to get the results you want without putting a large cost on a single month’s budget.
CareCredit works best for patients who can commit to paying off the balance within the promotional window. Cherry is the stronger option if you want a faster decision, no hard credit pull, or a plan that fits a wider credit range. InjectCo accepts both, and our team can walk you through the differences at your free consultation.
