Key takeaways
Most patients do not start by asking about financing. They start with a goal.
Maybe they want to soften lines, restore volume, remove unwanted hair, or begin a medical weight loss program. Once the treatment plan is clear, the next question is usually practical: how do I want to pay for this?
That is where CareCredit and Cherry can help. InjectCo accepts both options, giving patients more flexibility when planning their treatment. Here is how they work and how to decide which one may fit you better.
Yes. InjectCo accepts CareCredit for eligible treatments.
CareCredit is a healthcare credit card. If approved, you can use it to pay for your treatment at the time of service, then pay the balance back over time.
Many patients like CareCredit because it may offer promotional financing periods, often 6, 12, 18, or 24 months for qualifying purchases. During that period, you may pay no interest if the full promotional balance is paid before the window ends.
The important part is understanding how deferred interest works. If the balance is not paid in full by the end of the promotional period, interest may be charged from the original purchase date. That can catch people off guard, so it is worth planning your payments before you use the card.
To use CareCredit at InjectCo, you can apply through CareCredit before your appointment. If approved, mention it when you check in or when you are ready to pay.
Cherry is another patient financing option used by medical, wellness, and aesthetic practices. Instead of using a healthcare credit card, Cherry lets you apply for an installment plan tied to the treatment cost.
The application is usually done from your phone. Cherry uses a soft credit check to show your options, so applying should not affect your credit score. If approved, you can choose from the plans available to you and make monthly payments directly through Cherry.
It can be helpful for patients who want a simple payment plan with a clear monthly amount. It may also be a good option if your credit history is limited or if you prefer not to apply for another credit card.
At checkout, the InjectCo team can send you a Cherry application link or help you understand where to apply. Your provider will not see private financing details. You will review your options directly through Cherry before accepting a plan.
Both options work at InjectCo. The right one depends on your credit profile and how you prefer to pay. Here is how they compare:
| Factor | CareCredit | Cherry |
| Credit check type | Hard pull (affects score) | Soft pull (no score impact) |
| Approval rate | Varies; stronger credit preferred | Up to 90% approval |
| Promotional period | 6 to 24 months, no interest if paid in full | 3, 6, or 12-month installment plans |
| Interest structure | Deferred interest if balance remains after promo | Flat monthly payment; no deferred interest surprise |
| Application speed | Instant online approval | Under 2 minutes on your phone |
| Best for | Patients with good credit who want a longer no-interest window | Patients who want predictable payments and easy approval |
Here is the simple way to think about it.
CareCredit may make sense if you want a card you can use again for health, wellness, dental, vision, veterinary, or other eligible expenses. It can also work well if you qualify for a promotional period and already have a plan to pay it off in time.
Cherry may make sense if you are focused on one InjectCo treatment or package and want a set monthly payment. Some patients also prefer Cherry because the application starts with a soft credit check and the process can be handled from a phone.
During your visit, you can ask the InjectCo team to walk you through both options before you commit.
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We’ll walk you through your financing options before you commit to anything.
Many InjectCo treatments may qualify for financing. This is especially helpful when the treatment is part of a larger plan, package, or series.
Common treatments patients ask about include:
For smaller treatments, paying upfront may be easier. For larger treatment plans, financing can make it easier to move forward without using one large payment.
If you are not sure whether your treatment qualifies, ask your patient coordinator before checkout.
Financing at InjectCo is meant to feel simple and private. You do not need a separate appointment to talk about payment options.
Here is what the process usually looks like:
The biggest thing is to slow down long enough to read the terms. A payment plan should make your treatment easier to manage, not harder to understand.
If you are comparing both options, ask these questions:
Those questions can help you feel more confident before you sign anything.
Med spa financing can be helpful when you have already decided you want a treatment but would rather spread out the cost.
It may make sense if:
Financing may not be the right fit if the monthly payment feels tight, if you are unsure about the treatment, or if you are likely to miss the payoff date on a deferred-interest promotion.
The best choice is the one you understand clearly. InjectCo can explain how the payment options work, but your final decision should fit your own budget and comfort level.
Yes. InjectCo accepts CareCredit for eligible treatments. You can apply before your appointment and use it at checkout if approved.
Yes. InjectCo also accepts Cherry financing. Cherry lets eligible patients split treatment costs into monthly payments.
Yes. Applying before your appointment can make checkout easier because you already know what options may be available to you.
You can apply for CareCredit through CareCredit. For Cherry, you can ask InjectCo for the application link or apply through Cherry’s patient financing tools.
Cherry uses a soft credit check to show your options, so applying should not affect your credit score.
CareCredit is a healthcare credit card, and applying may involve a hard credit inquiry. Check the CareCredit application disclosures before submitting your application.
Yes, Botox and other wrinkle relaxer treatments may be eligible for CareCredit or Cherry financing at InjectCo. Financing tends to be most helpful when you are treating multiple areas or planning recurring appointments.
Yes. Dermal fillers, including lip filler and facial balancing treatments, may be eligible for financing.
Yes. GLP-1 weight loss programs, including semaglutide and tirzepatide plans, may be eligible for financing. This can help patients plan for a multi-month program with a more predictable payment schedule.
Deferred interest may be charged from the original purchase date if you do not pay the full promotional balance before the promotional period ends. Before using CareCredit, make sure you understand the payoff date and payment amount needed to avoid that interest.
Yes. Men’s treatments, including GlansGirth, may be eligible for Cherry financing. Many patients like that the application is handled from their own phone.
The best payment option is the one you understand before you agree to it.
CareCredit and Cherry can both help make treatment easier to plan, but they work differently. Look closely at the monthly payment, payoff window, interest terms, and what happens if your balance is not paid by a certain date.
If you have questions, the InjectCo team can walk you through what to expect so you can choose with confidence.
Schedule your free virtual consultation and ask about your financing options.
