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Cherry Financing for Med Spa Treatments: How It Works in Texas

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You have already picked the treatment. Maybe it is Botox, filler, laser hair removal, a weight loss plan, or something you have been thinking about for months.

Then you see the total and pause.

That moment is normal. A lot of patients know what they want, but paying for everything upfront can make the timing feel harder than the treatment decision itself.

That is where Cherry can help. InjectCo offers Cherry payment plans at all nine Texas locations, so you can move forward with your treatment and spread the cost over time instead of paying the full amount at once.

Here is what to know before your appointment.

What Is Cherry Financing?

Cherry is a patient financing option made for health, wellness, and aesthetic providers. Instead of paying the full treatment cost upfront, you can apply for a payment plan and pay monthly over time.

It is different from a regular credit card because it is tied to the treatment cost you choose. You apply, see your available plan options, select the one that fits your budget, and make monthly payments until the balance is paid.

Cherry is also connected to the Alle payment platform. If you already use Alle for Botox, Juvederm, or other eligible Allergan treatments, you may be able to apply through the Alle app and continue earning rewards while paying over time.

Before accepting any plan, always review the final terms shown in the Cherry application. That is where you will see the exact payment schedule, APR, down payment, and monthly amount.

How Cherry Financing Works at InjectCo

Using Cherry at InjectCo is usually handled during checkout. You do not need to figure everything out before your visit.

Here is the basic process:

  1. Book your consultation or appointment at any InjectCo location.
  2. Tell your provider you want to use Cherry at checkout.
  3. Receive a checkout link on your phone.
  4. Open the link to see the plan options available to you.
  5. Choose the plan that fits your budget.
  6. Complete your down payment, if one applies.
  7. Accept the terms and move forward with treatment.
  8. Make monthly payments through Cherry’s patient portal.

The application uses a soft credit check to show your options. That means checking your eligibility should not affect your credit score.

If a plan requires additional credit review before you accept it, Cherry will show that information before you agree to the terms.

Cherry Plan Options: What You Can Expect

Cherry offers both short-term and longer-term plans. Your specific options depend on your credit profile, treatment cost, and the payment schedule you select. The table below shows the general range available to qualifying patients:

Plan TypeAPR RangeTerm LengthDown PaymentBest For
0% APR Promotional0%Up to 6 monthsMay applyAllergan treatments via Alle
Low-Interest Installment9.99% — 17.99%6 — 18 monthsVariesMid-range treatment costs
Extended TermUp to 35.99%Up to 24 monthsVariesLarger packages or bundles

Rates and terms are only examples. Your actual options will appear during the Cherry application.

Zero percent APR plans are subject to eligibility and are most commonly tied to eligible Allergan treatments through the Alle and Cherry connection.

Which InjectCo Treatments Can You Finance With Cherry?

Cherry can be used for many InjectCo treatments and packages. That makes it helpful if you are planning a larger appointment, combining services, or starting a treatment plan that takes more than one visit.

Treatments that may be eligible include:

  • Botox and wrinkle relaxers, including Dysport, Daxxify, Xeomin, Jeuveau, and other neuromodulator treatments
  • Dermal fillers, including Juvederm, Restylane, Sculptra, RHA, Radiesse, Versa, and more
  • GLP-1 weight loss programs, including semaglutide and tirzepatide treatment plans
  • Laser hair removal, including full-body packages and individual treatment areas
  • Penile enhancement, including GlansGirth procedures
  • Intimate wellness treatments, including P-Shot, O-Shot, Scrotox, and Labia Puff
  • Skin treatments, including microneedling, chemical peels, and PDO thread lifts
  • Body contouring treatments, including Liquid BBL, Kybella, and non-surgical rhinoplasty

Cherry may also be used for treatment bundles. For example, some patients use it when planning facial balancing, a filler package, a laser hair removal series, or a multi-month weight loss program.

Cherry vs. CareCredit: Which Is Right for You?

InjectCo also accepts CareCredit. Here is a quick comparison to help you choose:

CherryCareCredit
ApplicationSoft check to see optionsNo-impact prequalification
Approval rateUp to 75%Varies by credit profile
Plan typeInstallment (fixed term)Revolving credit card
Use outside InjectCoAt Cherry providers only260,000+ locations
0% APR availabilityYes (Alle x Cherry, eligible Allergan Rx)Yes (promotional periods)
Best forInjectCo-specific treatment financingOngoing health and wellness spending

If you are financing one InjectCo treatment or a specific package, Cherry may feel simpler because it is connected to that treatment cost. Once the plan is paid, the balance is done.

CareCredit may be a better fit if you want a card you can use again across different health, dental, veterinary, or wellness providers.

We can help you compare both options during checkout.

Cherry Eligibility Requirements

Most patients who apply may qualify for at least one Cherry plan. To apply, you typically need to:

  • Be at least 18 years old
  • Have a valid, bank-issued debit card
  • Provide a Social Security number for the application
  • Provide proof of income in some cases

You do not need perfect credit to apply. Cherry is designed to show payment options for a wide range of patients.

If your approved amount is lower than your total treatment cost, your provider can talk through the next steps. That may include using Cherry for part of the balance, paying the rest with another method, or adjusting the treatment plan to better fit your approved amount.

Frequently Asked Questions

No. Cherry uses a soft credit check to show your available plan options. This should not affect your credit score.

Before accepting any plan, read the terms shown in the application so you understand the final payment details.

Yes. Cherry may be used for semaglutide and tirzepatide programs, including multi-month treatment plans.

This can be helpful if you want to commit to the full plan without paying for several months at once.

Cherry does not publish a hard minimum, but financing is usually most helpful when the treatment cost is high enough for monthly payments to make a real difference.

For a small Botox appointment, paying upfront may be easier. For a filler package, full facial treatment, laser hair removal series, or GLP-1 program, Cherry may be worth asking about.

Yes. InjectCo’s penile enhancement and men’s aesthetic treatments may be eligible for Cherry financing.

The process is private and handled through your phone, so you can review your options without filling out paperwork at the front desk.

Your provider can walk you through options. You may be able to apply Cherry to part of the cost and pay the remaining balance another way.

You can also talk with your provider about adjusting the treatment plan to fit your approved amount.

Ready to Use Cherry at InjectCo?

Financing should make your decision feel easier, not more confusing. If you are considering Botox, filler, laser hair removal, weight loss injections, or another InjectCo treatment, your provider can walk you through the payment options during your visit.

Start by choosing the treatment that fits your goals. From there, the InjectCo team can help you understand what your monthly payment options may look like before you move forward.

Explore InjectCo services and book your consultation.

Written By:
Kiara DeWitt, BSN, RN, CPN, Advanced Clinical Nurse Injector


Kiara DeWitt, BSN, RN, CPN founded InjectCo in early 2021 while also heading up the neurosurgery + neurology unit at Cook Children’s Pediatric Hospital as lead clinical educator. After completing her Bachelor's degree at Texas Christian University, Kiara realized just how much the aesthetic medicine industry was missing, wishing it was more focused on ethical decision-making and building relationships. Kiara’s dream was to create an atmosphere for her patients where they feel loved, empowered, and comfortable. She believes in a “lead to serve” mentality, hoping to create a more personal connection with both her patients and team alike. Kiara curated a team of 13 professionals across eight clinics, six of which are in DFW, one in Houston, and one in Austin.
Kiara loves nothing more than creating a collaborating, educational approach with her team, and thrives on personal and professional growth opportunities. She hopes that her patients feel heard and encouraged at every InjectCo visit and that they are truly excited about their personalized and well-designed aesthetic treatment plan. This love for education and safety in the industry led her to later found Texas Academy of Medical Aesthetics, an accredited training program that specializes in a 100+ hour aesthetic injector internship where students are able to train and shadow at all eight of InjectCo’s clinics.


Kiara’s patients recognize her and the entire InjectCo team as highly skilled and extremely thorough clinicians. She hopes to continue being a knowledgeable and approachable resource for clinical injectors across the country who are hoping to grow and scale their aesthetic business.

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