Key Takeaways
Cost is one of the most common reasons Texas patients put off Botox, fillers, or a medical weight loss program. This isn’t because they cannot afford it over time, but because the full amount feels like a barrier upfront. Financing changes that math.
This guide explains exactly how med spa financing works at InjectCo, what CareCredit and Cherry actually offer, and how to figure out which plan fits your budget. We’re here to give you a real breakdown so you can make a more informed decision moving forward.
At InjectCo, we’ve helped thousands of Texas patients across 9 locations access the treatments they want through financing options that work with their budget and credit profile, and the process is faster than most people expect.
Botox financing in Texas has become standard practice at quality med spas. The reason is straightforward: most aesthetic treatments involve consistent upkeep, and spreading the cost over several months makes a full treatment plan more realistic than a single lump-sum payment.
A first Botox appointment might run $300 to $500. A syringe of lip filler can be $650 to $900. A full facial balancing treatment with multiple product areas can exceed $1,500. These are not small purchases, and financing makes them accessible without touching savings.
If you’re curious about what treatments are available at your nearest location, start with our InjectCo services page to see the full menu before booking.
CareCredit is a healthcare credit card accepted at more than 260,000 locations across the United States, including every InjectCo MedSpa location in Texas. It is one of the longest-established healthcare financing options available, and many patients already carry the card from dental or vision care.
CareCredit requires a full credit check during the application. Approval and credit limit depend on your credit profile. The promotional 0% APR period is only interest-free if the balance is paid in full before the promotion ends. Patients who carry a balance past that window are charged the standard APR retroactively, which is something to plan around.
If you’re already a CareCredit cardholder, your InjectCo treatment is ready to charge at checkout. If you’re new, you can apply at carecredit.com and present your card at the front desk.
Cherry is a med spa financing platform built specifically for aesthetic and wellness treatments. Unlike CareCredit, Cherry is not a credit card. It is a fixed-installment payment plan where you know exactly what you will pay each month before you commit.
Cherry is integrated with the Alle loyalty program, which covers Botox Cosmetic, Juvederm, and other Allergan products. That means patients using Cherry to finance Botox or Juvederm filler at InjectCo can still earn Alle points on eligible treatments.
Cherry is available at all InjectCo locations. For patients researching med spa payment plan options in the DFW area or Houston, Cherry gives you a decision at checkout without the wait.
Both options are available at InjectCo, and neither is universally better. The right choice depends on your credit profile, how quickly you plan to pay off the balance, and whether you want a revolving credit line or a fixed monthly plan.
| Feature | CareCredit | Cherry |
| Type | Healthcare credit card | Fixed installment plan |
| Credit check | Hard pull required | Soft pull to check options |
| Approval speed | Varies | Approx. 35 seconds |
| 0% APR | Promotional periods (6-24 mo) | For qualified borrowers |
| Max financing | Depends on credit limit | Up to $50,000 |
| Down payment | None at time of service | Required (amount varies) |
| Alle points | No | Yes, on eligible Allergan products |
| Accepted at | 260,000+ locations | InjectCo and partner clinics |
A patient who already has a CareCredit card and a strong credit history may prefer the flexibility of a revolving line, while a patient who wants predictable monthly payments and does not want a hard credit pull may find Cherry to be a better fit. Both options are fully legitimate and used regularly across our nine Texas clinics.
| Ready to book your InjectCo consultation and explore financing options?Book your free InjectCo consultation today, or text us at your nearest InjectCo location. |
Both CareCredit and Cherry can be used for any InjectCo treatment. There is no restriction on which services qualify. Patients regularly use financing for:
Many patients bundle multiple treatments into a single financing plan. If you’re considering Botox plus lip filler at the same appointment, both can be included in the same CareCredit charge or Cherry plan, which is often more cost-efficient than separate transactions.
For patients considering our physician-guided medical weight loss program in Texas, financing is particularly useful because the program involves ongoing monthly treatment. Spreading the cost makes a 3-month or 6-month program more accessible from the start.
Applying for financing at InjectCo does not require a separate appointment or any advance paperwork beyond what you do online. Here’s how it works in practice:
Our team at InjectCo does not pressure patients toward a specific plan. If you’re unsure which option fits your situation, ask during your consultation. We will give you a straight answer based on what we have seen work for patients in similar circumstances.
To get started, visit your nearest InjectCo location or book online at InjectCo MedSpa. Same-week appointments are available at most of our 9 Texas locations.
Botox and filler financing in Texas is a real, practical option, and both CareCredit and Cherry make the process simple enough to handle before your consultation ends. The key is knowing which plan fits your credit profile and payment preference.
If you’re ready to book and want to discuss financing at your appointment, the InjectCo team is ready to walk you through it.
Schedule your InjectCo consultation today and see which financing plan works best for you.
Cherry uses a soft credit check when you check your options, which does not impact your credit score. CareCredit requires a hard pull during the application, which may affect your score temporarily. If you are concerned about your credit, Cherry is the lower-risk way to check what you qualify for.
Yes, both options are available for any InjectCo treatment, including first-time visits. There is no requirement to be a returning patient. Many people apply before their first consultation and bring their approval to the appointment.
CareCredit approvals vary by credit profile. Cherry finances up to $50,000. Most single Botox or filler appointments at InjectCo range from $300 to $1,500, so both options cover typical treatment costs with room to bundle services.
Yes, both CareCredit and Cherry allow you to cover multiple treatments under a single plan. If you are getting Botox and lip filler in the same visit, you can charge the full amount to your CareCredit card or include it in one Cherry installment plan.
There is no set minimum at InjectCo for using CareCredit or Cherry. However, both options are most practical for treatments over $200. For smaller single-treatment visits, paying directly may be simpler depending on your plan terms.
Yes. Cherry is integrated with Alle, Allergan’s loyalty program. When you finance Botox Cosmetic or Juvederm filler treatments at InjectCo using Cherry, you can still earn Alle points on those eligible products.
Cherry has no prepayment penalty. You can pay off your balance at any point. CareCredit promotional plans require full payoff within the promotional window to avoid retroactive interest, so early payoff on those plans is always the better outcome.
